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Our HQ has moved to Baltimore Peninsula! Correspondence will come from our new address, 2455 House Street, Baltimore, MD 21230. Phone numbers have not changed. Our Lutherville, Annapolis, and Fells Point branches remain open as normal. If you have any questions, please reach out to your CFG team or Learn more HERE.

We are committed to consistently offering some of the most competitive CD and Money Market rates in the nation. Grow your money with CFG when you choose one of our favorable savings options. With some of the most competitive rates in the country, we’re here to help you succeed.

Rates offered do not apply to business accounts.

Rates are accurate as of 4/5/2024.



12-Month Term Certificate Of Deposit

APY-Annual Percentage Yield



High Yield Money Market Account

AccountMinimum Deposit to OpenMinimum Daily Balance to Obtain Annual Percentage Yield (APY)Interest RateAPYDetails
CFG High Yield Money Market Online and In Branch*$1,000$1,000+5.12%5.25%May add deposits at anytime, no check writing privileges
12 Month CD Online and In Branch$500$5005.18%5.31%No additional deposits after initial deposit
18 Month CD Online and In Branch$500$5004.65%4.75%No additional deposits after initial deposit
36 Month CD Online and In Branch$500$5004.27%4.35%No additional deposits after initial deposit
60 Month CD Online and In Branch$500$5003.98%4.05%No additional deposits after initial deposit
Checking Plus$50$1,000 to $4,999.991.24%1.25%– Debit card with no fee transactions at CFG Bank and Allpoint™ ATMs and up to 6 foreign ATM withdrawals refunded per month
– Access to over 55,000+ global ATMs as part of the Allpoint™ network
– No fee for online and mobile banking, electronic statements, and bill pay
– No fee for first order of basic checks
– High Yield MM rate increase of .10% with balances of $50k or more
$5,000 to $19,999.991.49%1.50%
$20,000 to $49,999.991.73%1.75%
$50,000 and up1.98%2.00%
*Rates are subject to change at any time

CFG Bank reserves the right to decline a request for a deposit account or for a deposit. Additional disclosures by account type below.

Annual Percentage Yield (APY)

Annual Percentage Yield (APY) assumes interest remains on deposit. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account.

Money Market accounts

The deposit agreement may impose limits on the number of certain types of withdrawals and transfers you can make each month from your Money Market account. You may make no more than a total of six (6) automatic or preauthorized transfers, telephone transfers, Online Banking transfers, or payments from your account each month, including payments by checks, drafts, and debit cards to third parties. You can, however, make unlimited withdrawals in person at the bank, at an ATM or by mail. Violations of these transaction limits may subject the account to closure. See fee schedule for excessive transaction fee and other fees that may apply to your account.

Minimum deposit to open this account is $1,000. You must maintain a minimum balance of $1,000 in the account daily to avoid a $10 service fee.

Minimum balance to obtain the posted APY is $1,000. The rates for the High Yield Money Market are variable and subject to change.

*Online High Yield Money Market accounts (No Check Writing Privileges)

Once funding occurs the daily external transfer limit for the CFG High Yield Money Market Account is $5,000. Your external transfers may not exceed $30,000 in a 30-day rolling period.

Account will remain in credits only status for 5 days.

Maximum initial funding amounts:
Plaid Funding – $500,000
ACH Funding- $5,000.00

No check writing or debit card privileges are allowed with this account.

For Certificates of Deposit

Minimum amount to open account is $500. A $500 minimum daily balance is required to obtain the Annual Percentage Yield (APY)*

No withdrawals may be made within the first 30 days. After 30 days no withdrawal penalties will be waived.

Maximum initial funding limit is $500,000.  Funding sources available include ACH Funding and Plaid Funding.

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