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Due to volume – effective 8/11 we have temporarily suspended online account applications. All applications submitted prior to 8/11 will be processed normally, but may experience some delays. The system will be back up shortly. We apologize for any inconvenience. For any questions, please email contactus@cfg.bank.

We are committed to consistently offering some of the most competitive CD and Money Market Rates in the nation. Grow your money with CFG when you choose one of our favorable savings options. With some of the most competitive rates in the country, we’re here to help you succeed.

**Due to volume – effective 8/11 we have temporarily suspended online account applications. All applications submitted prior to 8/11 will be processed normally, but may experience some delays. The system will be back up shortly. We apologize for any inconvenience. For any questions, please email contactus@cfg.bank.

Rates offered do not apply to business accounts.

Rates are accurate as of 08/09/2022.

3.05%

APY

12-Month Term Certificate Of Deposit

APY-Annual Percentage Yield

2.55%

APY

High Yield Money Market Account

AccountMinimum Deposit to OpenMinimum Daily Balance to Obtain Annual Percentage Yield (APY)DetailsInterest RateAPY
CFG High Yield Money Market Online and in Branch*$1,000$1,000+May add deposits at anytime, no check writing privileges, new funds only2.52%2.55%
12 Month CD Online and in Branch$500$500No additional deposits after initial deposit3.01%3.05%
18 Month CD Online and in Branch$500$500No additional deposits after initial deposit3.15%3.20%
36 Month CD Online and in Branch$500$500No additional deposits after initial deposit3.49%3.55%
60 Month CD Online and in Branch$500$500No additional deposits after initial deposit3.59%3.65%
*Rates are subject to change at any time

CFG Bank reserves the right to decline a request for a deposit account or for a deposit. Additional disclosures by account type below.

Annual Percentage Yield (APY)

Annual Percentage Yield (APY) assumes interest remains on deposit. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account.

Money Market accounts

The deposit agreement may impose limits on the number of certain types of withdrawals and transfers you can make each month from your Money Market account. You may make no more than a total of six (6) automatic or preauthorized transfers, telephone transfers, Online Banking transfers, or payments from your account each month, including payments by checks, drafts, and debit cards to third parties. You can, however, make unlimited withdrawals in person at the bank, at an ATM or by mail. Violations of these transaction limits may subject the account to closure. See fee schedule for excessive transaction fee and other fees that may apply to your account.

*Online High Yield Money Market accounts (No Check Writing Priveleges)

Once funding occurs the daily external transfer limit for the CFG High Yield Money Market Account is $5,000. Your external transfers may not exceed $30,000 in a 30-day rolling period.

For Certificates of Deposit

No additional deposits are permitted after initial deposit. The minimum balance for all CDs is $500, and the maximum deposit is $250,000. Fees could reduce the earnings on the account. These accounts are subject to an early withdrawal penalty. All accounts are subject to a 7-day interest penalty if withdrawal occurs within 6 days of account opening.

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