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Now Live! Open a Maryland Tough Baltimore Strong Money Market Account to grow your money and benefit Key Bridge recovery efforts. Available to retail and commercial customers. Learn more here.

Monthly Maintenance Fees

AccountMinimum Daily Balance to Avoid Monthly Maintenance FeeMonthly Maintenance Fee
Small Business CheckingN/A $0.25 per item (First 200 items free)
Business Interest Checking$1,500$0.25 per item (1,000 items free)
Business Savings$100$2.00
Business Money Market$1,000$10.00

Special Handling Fees

ATM Fees
ATM Access (per foreign transaction)*No fee
ATM/Debit Reorder (card or PIN)$8.00
Point of Sale (POS) TransactionNo fee

*Allpoint™ ATMs, and CFG Bank transactions are not subject to surcharge usage fees; some banks may surcharge for use of their ATM machine

Other Services

Other ServicesFee
Account Closed within 90 days of opening date$25.00
Account Reconcilement (per hour, minimum one hour)$20.00
ACH Return$12.00
Attachments, Levies, Subpoenas, etc.  (plus research & attorney fees – cost varies)$100.00
Cashier’s Check/Official Check$10.00
Check or Document Copy (per page)$5.00
Check PrintingVaries
Deposited Item/Loan Payment Returned$12.00
Dormant Accounts (no activity for 2 years)$10.00
Foreign Check Collection (plus fee of paying bank)$20.00
Inactivity Fee after 6 months (no activity for 6 months on checking accts.
w/balance of $10 or less)
$10.00
Night Deposit Replacement Key$15.00
Non-Sufficient Funds/Overdraft created by check, in-person withdrawal, or other electronic means, excluding ATMS and POS (whether paid or returned)$25.00
Research Fee (rate per hour – minimum one hour)$30.00
Returned Statement Fee – second incident$6.00
Statement or Activity Printout$3.00
Stop Payment$30.00
Wire Transfers – Domestic/Incoming$12.00
Wire Transfers – Domestic/Outgoing$25.00
Wire Transfers In/Out – International$45.00

Effective May 2, 2023

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