CFG Bank offers some of the highest CD rates in the country—designed to help your money work harder for you or your business. Whether you’re building savings or maximizing returns, our competitive rates and flexible options make it easy to grow with confidence.
3.70
APY-Annual Percentage Yield
3.70
APY-Annual Percentage Yield
| Account | Minimum Deposit to Open | Minimum Daily Balance to Obtain Annual Percentage Yield (APY) | Interest Rate* | APY | Details |
|---|---|---|---|---|---|
| 12 Month CD Online and In Branch | $500 | $500 | 3.64% | 3.70% | No additional deposits after initial deposit. See below for account details. |
| 18 Month CD Online and In Branch | $500 | $500 | 3.54% | 3.60% | No additional deposits after initial deposit. See below for account details. |
| 36 Month CD Online and In Branch | $500 | $500 | 3.30% | 3.35% | No additional deposits after initial deposit. See below for account details. |
| 60 Month CD Online and In Branch | $500 | $500 | 3.30% | 3.35% | No additional deposits after initial deposit. See below for account details. |
Annual Percentage Yield (APY)
Annual Percentage Yield (APY) assumes interest remains on deposit. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account.
Certificate of Deposit Accounts
Minimum amount to open account is $500. A $500 minimum daily balance is required to obtain the Annual Percentage Yield (APY).
No withdrawals may be made within the first 30 days. After 30 days no withdrawal penalties will be waived.
Maximum initial funding limit is $500,000. Funding sources available include ACH Funding and Plaid Funding.

Baltimore’s Bank
We’re the largest bank headquartered in Baltimore

Top Deposit Rates
We offer some of the highest deposit rates in the country

Perks at CFG Bank Arena
CFG cardholders get access to VIP perks at CFG Bank Arena

Committed to the Community
We’ve donated over $12.5 million to the Baltimore community

Personal and commercial deposit accounts
We offer a variety of checking accounts – each with unique benefits – to provide you with a personalized solution to make managing your money easy. All commercial and personal checking accounts include online banking with bill pay and access to CFG ATMs and 55,000+ global Allpoint™ network ATMs using your VISA® Debit card or ATM card.
To open a personal account, click here.
To open a commercial account, fill out the form below or email our team at cashmanagement@cfg.bank.