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Press Release

Capital Funding Bancorp, Inc. Announces Executive Leadership Team Appointments

Company Subsidiary CFG Bank Announces Additional Appointments

BALTIMORE – February 13, 2024 – Capital Funding Bancorp, Inc. (“CFBI” or “the Company”), the holding company for CFG Bank, a top-performing Baltimore-based bank that provides nationwide financing and banking solutions to the healthcare and multifamily industries, today announced new appointments to the executive leadership team of the Company and CFG Bank. Following the successful completion of a $160-million capital raise, the new leadership will bolster the Company’s growth trajectory and strategic initiatives.

“It’s an exciting time at Capital Funding Bancorp, Inc. and we are pleased to appoint several long-time team members to our executive teams,” said Jack Dwyer, the Company’s Chairman and CEO. “Over the past few years, we’ve grown to be the largest bank headquartered in Baltimore and among the five largest healthcare bridge-to-HUD lenders in the country. These milestones can be attributed to our entrepreneurial approach to banking and lending that differentiates us in the market. Following the completion of our capital raise and with our new leadership team in place, we’re well positioned to capitalize on strategic opportunities and continue our track record of consistent, profitable growth.”

Jack Dwyer, current CEO of the Company, now also serves as CEO of CFG Bank. Over the past 30 years,Dwyer has founded a family of 11 companies – including the Company in 2009 – that provide full-service, comprehensive financing and banking solutions. Dwyer actively creates new products and investment platforms that are tangential to and leverage the entire CFG family of companies to support client growth opportunities.

Erik Howard now serves as President and COO of the Company and President of CFG Bank. Howard joined CFG in 2004 and has been instrumental in the Company’s growth and expansion of business across its diversified portfolio in the long-term care, senior housing, and multifamily sectors. With extensive expertise in public and private debt and equity offerings and merger and acquisition structures and financings, Howard has been involved in the financing of more than $7 billion in healthcare and multifamily assets.

Chris Chick, current COO of CFG Bank, now also serves as Chief Administrative Officer of CFG Bank. With over 30 years of commercial banking experience, Chick joined CFG Bank in 2019. He will continue to oversee all banking and lending operations, working closely with the team to continue leveraging the company’s unique structure and robust product offerings to support client needs and the Company’s and CFG Bank’s long-term objectives.

Chris Zoeller now serves as Chief Lending Officer, Commercial of CFG Bank. Zoeller joined CFG Bank in 2019 and has been an integral leader in overseeing and expanding commercial client relationships. In his new role, Zoeller will oversee and lead all commercial lending operations and the Company’s commercial loan portfolio.

Tim Eberhardt now serves as Chief Lending Officer, Bridge Loans of CFG Bank. Eberhardt joined CFG Bank in 2015 and has an impressive track record, being involved in the origination and closing of over $2 billion in Bridge-to-HUD financings and approximately $1 billion in HUD-insured mortgages. In his new role, Eberhardt will oversee and lead all bridge lending operations and the Company’s bridge loan portfolio.

About CFG Bank 
CFG Bank, headquartered in Baltimore, Maryland, provides flexible financing and online banking solutions to the national healthcare and multifamily markets and the Mid-Atlantic region. CFG Bank is the 6th largest bank in the Baltimore area based on deposits and the largest that is based in Baltimore. CFG Bank has grown from $1 billion in assets at the end of 2019 to over $5 billion in assets at the end of 2023 and is among the five largest and most experienced healthcare bridge-to-HUD lenders in the country, serving its clients and helping them grow for over 30 years. CFG Bank transforms the banking experience by delivering big bank capabilities and expertise, coupled with relationship-driven boutique bank service. CFG Bank has branches in Lutherville and Baltimore City, and a cashless branch in Annapolis. For more information, visit, and follow CFG Bank on LinkedInFacebookInstagram and X.

This press release is for informational purposes only and shall not constitute an offer to sell, a solicitation of an offer to sell, or the solicitation of an offer to buy the Company’s securities, nor shall there be any sale in any jurisdiction in which such an offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction.  The Company’s securities have not been registered under the Securities Act of 1933, as amended, and may not be offered or sold in the United States absent registration or an applicable exemption from registration requirements.  The Company’s securities are not a deposit and are not insured by the Federal Deposit Insurance Corporation or any other government agency or fund.  

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