CFG Bank offers some of the highest CD and Money Market rates in the nation—designed to help your money work harder for you or your business. Whether you’re building savings or maximizing returns, our competitive rates and flexible options make it easy to grow with confidence.
4.32
4.32
| Account | Minimum Deposit to Open | Minimum Daily Balance to Obtain Annual Percentage Yield (APY) | Interest Rate | APY | Details |
|---|---|---|---|---|---|
| CFG High Yield Money Market Online and In Branch* | $1,000 | $1,000 | 4.23% | 4.32% | May add deposits at anytime, no check writing privileges* |
| Commercial Money Manager Plus | $1,000 | $1,000+ | 4.23% | 4.32% | May add deposits at anytime, check writing allowed, and ATM/Debit card issued upon request |
CFG Bank reserves the right to decline a request for a deposit account or for a deposit. Additional disclosures by account type below.
Annual Percentage Yield (APY)
Annual Percentage Yield (APY) assumes interest remains on deposit. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account.
Retail Money Market Accounts
Minimum deposit to open this account is $1,000. You must maintain a minimum balance of $1,000 in the account daily to avoid a $10 service fee.
Minimum balance to obtain the posted APY is $1,000. The rates for the High Yield Money Market are variable and subject to change.
Commercial Money Market Accounts
Minimum deposit to open this account is $1,000. You must maintain a minimum balance of $1,000 in the account daily to avoid a $10 service fee.
Minimum balance to obtain the posted APY is $1,000. The rates for the Commercial Money Market are variable and subject to change.
*Online High Yield Money Market accounts (No Check Writing Privileges)
Once funding occurs the daily external transfer limit for the CFG High Yield Money Market Account is $5,000. Your external transfers may not exceed $30,000 in a 30-day rolling period.
For the first 5 days after initial funding, all deposits are placed on hold and unavailable for withdrawal.
No check writing or debit card privileges are allowed with this account.
Account will remain in credits only status for 5 days.
Maximum initial funding amounts:
Plaid Funding – $500,000
ACH Funding- $5,000.00
Baltimore’s Bank
We’re the largest bank headquartered in Baltimore
Top Deposit Rates
We offer some of the highest deposit rates in the country
Perks at CFG Bank Arena
CFG cardholders get access to VIP perks at CFG Bank Arena
Committed to the Community
We’ve donated over $12.5 million to the Baltimore community
Personal and commercial deposit accounts
We offer a variety of checking accounts – each with unique benefits – to provide you with a personalized solution to make managing your money easy. All commercial and personal checking accounts include online banking with bill pay and access to more than 2,000 ATMs using your VISA® Debit card or ATM card.
To open a personal account, click here.
To open a commercial account, fill out the form below or email our team at cashmanagement@cfg.bank.