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The best time to set up a line of credit is before you need it. Cash flow doesn’t always move on schedule—payments can lag, expenses can come early, and opportunities don’t wait. Having a line in place gives you the flexibility to respond without disruption.

Draw funds when you need them, for whatever your business requires, and only pay interest on what you use. No reapplying. No delays. Just access to capital, on demand.

BENEFITS

Quick approval and on-demand access to capital
No origination fee and only pay interest on what you use
No financial statements or liquidity verification for eligible requests
Work with a real person, not an application portal

Erik M. Chick

Market Executive

Kurt Klebrowski

Vice President, Commercial Relationship Manager

Jon Selfridge

Vice President, Commercial Relationship Lender

Bessy Blum

Commercial Business Banker

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All lines are subject to credit approval and credit worthiness. This product is available to companies in the city of Baltimore, Anne Arundel County, Baltimore County, Carroll County, Harford County, Howard County, and Queen Anne’s County.

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