Personal
deposit accounts

You must maintain a minimum balance of $1,000 in the account daily to avoid a $10 monthly maintenance fee.

Yes. The rates for the High Yield Money Market are variable and subject to change.

If you have opened your account with $25,000 or more, we place a ten business day hold on the funds. You are earning interest during this time. The funds will be available to you after these business days have passed.

For the first 30 days after initial funding, all deposits are placed on hold and unavailable for withdrawal.

You can make additional deposits to your account by ACH transfer, mobile deposit, or by visiting or mailing a deposit to one of our Maryland area branches.

You can enroll in our online banking service and visit the transfer tab. You will see a ‘launch external transfer’ link where you will be able to link up to four accounts to do transfers.

This is a feature your institution requires for security purposes because you are granting permission to a third party to access your account.

Once funding occurs, the daily external outbound transfer limit for the CFG High Yield Money Market Account is $5,000. The daily inbound transfer limit is $25,000. Your total external transfers both inbound and outbound may not exceed $30,000 in a 30-day rolling period. If you have a transaction scheduled, you will not be able to schedule a subsequent transaction until your scheduled transaction has fully processed through your account. If you are initiating the transfer from another institution, you will be subject to their transfer limits.

Please call us at 888-205-8388 during our weekday business hours. We will record verification of your identity and request prior to inputting the increase. Your increase will last for five business days.

No, we do not allow check writing or ATM cards with this account.

Please call us at 888-205-8388 during our weekday business hours. We will record verification of your identity and request prior to providing you with the wire transfer paperwork. A wire can be sent for you on the same business day if we receive the paperwork back from you by 3PM EST. A fee is charged for this service.

You will need to call 888-205-8388 or email your request to customerservice@CFG.bank.  When you are sending beneficiary information, please send it via secure email

Please call us at 888-205-8388 during our weekday business hours. We will verify your identity and your request prior to asking you the information needed to add the joint owner. We will also request additional information to be sent to us by secure email.

You will not be able to close your account for the first ten business days of the account being opened.

If you are closing a CFG High Yield Money Market account, there are no penalties. Certificates of deposit do have penalties associated with an early closeout. Please refer to your account agreement for specific penalty information.

Please call us at 888-205-8388 during weekday business hours in order to begin the account closing process. We will verify your identity and your request prior to sending you the necessary paperwork.

Ordering checks is easy and secure – as easy and secure as ordering them in person or over the phone! You can order them from Harland Clarke, our preferred provider, here: https://www.OrderMyChecks.com. Their site is TruSecure certified so your transactions and account information are always secure and completely confidential.