Monthly Maintenance Fees
| Account | Minimum Daily Balance to Avoid Monthly Maintenance Fee | Monthly Maintenance Fee |
|---|---|---|
| Small Business Checking | N/A | $0.25 per item (First 200 items free) |
| Business Interest Checking | $1,500 | $0.25 per item (1,000 items free) |
| Business Savings | $100 | $2.00 |
| Business Money Market | $1,000 | $10.00 |
Special Handling Fees
| ATM Fees | |
|---|---|
| ATM Access (per foreign transaction)* | No fee |
| ATM/Debit Reorder (card or PIN) | $8.00 |
| Point of Sale (POS) Transaction | No fee |
*Allpoint ATMs, and CFG Bank transactions are not subject to surcharge usage fees; some banks may surcharge for use of their ATM machine
Other Services
| Other Services | Fee |
|---|---|
| Account Closed within 90 days of opening date | $25.00 |
| Account Reconcilement (minimum one hour) | $20.00/hour |
| ACH Origination | $25.00/month |
| ACH Return | $12.00 |
| Attachments, Levies, Subpoenas, etc. (plus research & attorney fees – cost varies) | $100.00 |
| Cashier’s Check/Official Check | $10.00 |
| Check or Document Copy | $5.00/page |
| Check Printing | Varies |
| Deposited Item/Loan Payment Returned | $12.00 |
| Dormant Accounts (no activity for 2 years) | $10.00 |
| Foreign Check Collection (plus fee of paying bank) | $20.00 |
| Inactivity Fee after 6 months (no activity for 6 months on checking accts. w/balance of $10 or less) | $10.00 |
| Night Deposit Replacement Key | $15.00 |
| Non-Sufficient Funds/Overdraft created by check, in-person withdrawal, or other electronic means, excluding ATMS and POS (whether paid or returned) | $25.00 |
| Positive Pay | $40.00/month |
| Research Fee (minimum one hour) | $30.00/hour |
| Returned Statement Fee – second incident | $6.00 |
| Statement or Activity Printout | $3.00 |
| Stop Payment | $30.00 |
| Wire Transfers – Domestic/Incoming | $12.00 |
| Wire Transfers – Domestic/Outgoing | $25.00 |
| Wire Transfers In/Out – International | $45.00 |
Effective May 2, 2023