Multifamily lending & financing solutions

In multifamily real estate, timing, flexibility, and execution are everything. We deliver tailored multifamily financing solutions across bridge loans, HUD 223(f) programs, and Fannie Mae/Freddie Mac financing. Our entrepreneurial approach, streamlined process, and long-term commitment make us a true partner in your portfolio’s growth.

Bridge Lending FHA/HUD Financing Fannie Mae/Freddie Mac Commercial Banking

Our multifamily bridge loan solutions provide multifamily owners and investors with capital to acquire, refinance, renovate, or reposition—while ensuring a seamless path to long-term HUD 223(f) financing. Structured to HUD and MAP (Multifamily Accelerated Processing) standards and serviced in-house, our loans reduce risk, cut costs, and provide consistent support through the life of the loan.

BENEFITS

Loan amounts up to $1 billion

Flexible 18-60-month, interest-only terms

Variable rate financing structured for your specific needs

Underwritten, structured, and serviced to HUD & LEAN standards

For borrowers seeking fixed-rate, long-term financing, our FHA/HUD multifamily programs deliver competitive, high-leverage solutions for both market-rate and affordable housing. Through HUD’s Office of Multifamily Housing Programs, we finance new construction, substantial rehabilitation, acquisitions, and refinances—including existing FHA-insured multifamily loans.

BENEFITS

Our experienced MAP (Multifamily Accelerated Processing) team streamlines underwriting, processing, and closing to ensure an efficient path from application to execution.

Long-term, fixed-rate stability with terms up to 40 years

Up to 90% loan-to-value ratios depending on the program

No personal recourse and fully assumable for qualified borrowers

Single closing with construction-to-permanent loan

As an approved direct lender with Fannie Mae and Freddie Mac, we deliver flexible, long-term financing designed for growth and stability in the multifamily sector.

From acquisitions and refinances to portfolio repositioning, our team structures scalable Fannie Mae and Freddie Mac multifamily financing solutions that align with your investment strategy, goals, and timeline.

BENEFITS

Secure predictable payments with fixed-rate terms up to 30 years

Non-recourse loans with minimal reporting requirements

Up to 80% loan-to-value for eligible transactions

Products designed specifically for multifamily properties

Beyond lending, CFG Bank provides commercial banking for multifamily investors and operators. From business checking and cash management to commercial lending and treasury services, we create custom strategies to support your operations, manage liquidity, and fuel growth.

With expert decision-making, competitive rates, and a relationship-first approach, we make banking faster, easier, and more personal—so you can focus on running and growing your multifamily business.